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A leading insurance company may come with a system that rewards rather than punishes newly trained pilots adolescents.
Insurance giant Swinton, have begun to offer special policies from six months to those who will have just passed the test. The business is in the form of a discount of 30%, it should ask a through the first six months without looking, reached 45% after 18 months. This message is that young drivers who had to with Exciteastronomical auto insurance premiums for many years.
According to a spokesman for the AA, one of the largest brokers in the United Kingdom, about half of all insurers refuse to quote for 17 years. Young people, he says, were particularly vulnerable and are usually paid twice to complete the driver to women. But the statistics back up these fears, as was under 21 years must be shown 10 times more likely to be killed or involved in a car accidentthan their counterparts 35 +.
Andy Roden at Swinton says the company cautions that as a broker for the 15 participants, however, against young drivers sign of hope that they, to ensure they drive smaller, less cars are insurance group 1 needs -4 obtained at reasonable prices.
Because they are user must pay the full premium for six months in a lump sum payment. But this is bound to change, after the policy of the beds in the installments areintroduced.
Swinton, however, some competitors have derided the messages recognized as nothing more than an attempt to young drivers. A spokeswoman for Confused.com says: "Customers should ask about the marketing hype and be glad when the first six months of the proof of NCD's policy towards its counted them decide to change his insurer, the period of renovation.
"Develop your NCD is the quickest way for young people to take advantage of all the drivers graduated pricesInsurer, so we certainly care if you opt for a policy that suggest potentially earn 18 months a year, would NCD. "
When the sounds of this new policy is not music to your ears is intended to be, there are other ways to reduce the amount you pay for car insurance.
• Opt for a small car with a small engine.
• Try to add an overarching policy. Under the assumption that they have a criminal record, this is often an increase in the pricedown.
• Consider a "Pass Plus" training program. Through the payment of approximately £ 180 for six additional hours, you can save € 700, for the first insurance premium themselves. Check before signing what discount will be given by your insurer.
• Do not pay in installments if you can avoid it. Kwik-Fit is a good tip for new drivers, but the prices of 39.9% in April, when you spread the payments over the year.
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